Real-World Integration Examples

Production-tested integration examples for Kang Open Banking API. E-commerce checkout, subscription billing, marketplace payouts, and mobile money collection flows.

12 Production-Ready Integration Guides

Every guide is copy-paste-ready, includes a sequence diagram, cURL examples, JSON request/response samples, and notes on idempotency, retries, and webhook handling. All examples target the public sandbox at https://sandbox-api.kangopenbanking.com/v1 and work with the published test credentials.

Payment Gateway

1. Merchant Onboarding, KYB & API Keys — register a merchant, submit KYB documents, generate API keys (8 min)
2. Accept Payments — Create a Charge — Mobile Money, Card, and PayPal with full webhook lifecycle (10 min)
3. Add Money — Account Funding — fund wallets via Mobile Money, card, or bank transfer (7 min)
4. Refunds — full and partial refunds with idempotency (5 min)
5. Payouts — Single, Bulk & PayPal — disburse to bank accounts, MoMo wallets, or PayPal (12 min)
7. Settlements, Reporting & Reconciliation — settlement cycles, CSV/PDF exports, reconciliation (8 min)
8. Disputes & Chargebacks — handle disputes and submit evidence within deadlines (7 min)

Webhooks & Events

6. Webhooks — Setup, Deliveries & Rotation — endpoints, HMAC-SHA256 verification, retries, secret rotation (10 min)

Open Banking

9. Open Banking AISP — Accounts & Transactions — consent, redirect authorization, account data retrieval (12 min)
10. Open Banking PISP — Domestic Payment — consent and authorization for a domestic payment (10 min)

End-to-End "Build X" Use Cases

11. Build a Marketplace Checkout — charge buyers, calculate commission, disburse to sellers, reconcile (15 min)
12. Build a Bank Data Aggregator — AISP consent, account sync, transaction history, token management (15 min)

Every example covers happy-path requests, error responses (RFC 7807 Problem Details), and the matching webhook payload where applicable. Languages: cURL, Node.js, and Python in every guide; PHP, Java, and Go on the quickstart and go-live guides.

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